​​​​​Tips for Homeowners to Prevent Flood Damage

• Always check with the Planning Department​ before beginning any project on your property. Some flood protection measures may need a building permit and others may not be safe for your building.
• Consider installing check valves to prevent flood water from backing up into the drains of your home.
• Do not dump or throw anything into the ditches, streams, or storm drains. Even grass clippings, leaves, and branches can accumulate and plug channels. A plugged channel cannot carry water. When it rains, the water has to go somewhere. Every piece of trash contributes to flooding.
• Consider elevating your home above flood levels. There are many variables that impact the cost to elevate, including the condition of your home, type of foundation, elevations of the base flood, the ground, and lowest floor of your home, and other structural elements. 
• You may be able to elevate or protect individual components, such as your HVAC unit, ductwork, water heater, washer and dryer, or plumbing.
• Know your properties flooding risk and if you need flood insurance.
• Safety First - Do not enter areas where water could come in contact with electricity. If water has reached electrical outlets or appliance connections and you can safely reach the electrical panel, immediately turn off power to the flooded areas. If you are unable to turn off the electricity, wait until the water has receded before you enter the area.

There are various ways you can protect your property from flood damage. For more detailed information, and more flood-related information, go to the Federal Emergency Management Agency website: 

Retrofitting Existing Development

Homeowner’s interested in protecting themselves from future floods have several options available. The FEMA Homeowner’s Guide to Retrofitting is a great resource for homeowners who want to know how to protect their homes from flooding.

Funding

Several funding options exist for homeowners wishing to protect their home from future flood damages. The HUD 203(k) loan offers a low cost option for owners wishing to bundle flood protection activities with a home refinance or purchase. Increased Cost of Compliance funding is available to homeowners who have experienced previous flood damages. Additionally, should your property qualify, the Severe Repetitive Loss Program​ may provide grant funds to assist with flood mitigation.