Home Repair Grants and Loans (Owner-Occupied Rehabilitation Program)

​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​Your home is one of your most valuable investments. Keeping your home in good repair protects your investment and helps everyone enjoy a better quality of life. Sometimes it's difficult to afford necessary repairs and improvements.

Help is available. Housing & Neighborhood Preservation provides eligible low- and moderate-income homeowners residing in Virginia Beach, with affordable home rehabilitation/ repairs. Assistance is provided in the form of a one-time-only grant for emergency assistance or affordable loan for exterior home rehabilitation. Physical improvements, adaptations, or modifications for accessibility, usability and to allow a physically or sensory disabled resident to remain in the eligible dwelling is also available and will be evaluated on a case-by-case basis.

Eligible​​ Recipients

Households whose total gross annual income does not exceed eighty percent (80%) of the Area Median Income, adjusted for family size, as established by the U.S. Department of Housing and Urban Development (HUD), at the time of application (see chart below).

​ PERSONS IN HOUSEHOLD80% OF MEDIAN INCOME
1$40,900
2$46,750
3 $52,600 ​
4$58,400
5$63,100
6$67,750
7$72,450
8$77,100

Income guidelines effective as of April 14, 2017

​Click here for program details and ​additional eligibility re​quirements​​.

​Click on the headings below to see a list of eligible and ineligible activities for emergency assistance and exterior home rehabilitation.​

 Emergency Assistance

Affordable home rehabilitation/repairs needed to remove an existing or imminent health and/or safety hazard and make necessary modifications to allow a physically disabled resident to remain in the dwelling.

Eligible activities include:

  • Correction of health and safety hazards (i.e. electrical, gas, and water) on the house side of the meter.
  • Repair or replace air conditioning equipment during the summer (May 16 through September 30).  A written statement signed by a licensed physician on their letterhead is required.  The statement must indicate the name of the household member with the medical condition who requires air conditioning and it must state that air conditioning is medically necessary for that person.
  • Repair or replace heating equipment during the winter (October 1 through May 15) or anytime if "red tagged" by proper authorities.  Does not include service calls/routine maintenance (i.e. cleaning furnaces or lighting pilot lights).
  • Repair or replace water distribution pipes which have damage that has resulted in the need to have water shut off to the house.
  • Repair or replace well systems including equipment (replacements will be evaluated on a case-by-case basis).
  • Correction of faulty electrical system equipment on the house side of the meter.
  • Correction of faulty gas lines and equipment on the house side of the meter.
  • Repair or replace the roof/ceiling assembly where there is an existing hazard of collapse (evaluated on a case-by-case basis).
  • Repair or replace an inoperative or defective water heater.
  • Correction of fireplace and/or chimney defects.
  • Repair or replace sewer system or septic system, with collapsed sewer lines or other conditions that hinders property sewage disposal within boundary of lot.
  • Accessibility and usability modifications and improvements (evaluated on a case-by-case basis).

Ineligible activities include:

  • Repairs of a cosmetic nature that do not pose a threat to health or safety.
  • Mold remediation.
  • Detached structures (sheds, garages, etc.) and fencing can only be removed and not replaced.​

 Exterior Home Rehabilitation

Affordable home rehabilitation/repairs to correct exterior code violations.

Eligible activities:

  • Roof Repair or Replacement.
  • Correction of exterior code violations on the dwelling as cited by Code Enforcement. Any non-cited code violations detected by the Construction Inspector during his inspection must also be corrected in addition to the cited violations.  
  • Removal of unsafe or blighted conditions on the eligible property. Detached structures (i.e. sheds, garages, fences, etc.) can only be removed and cannot be repaired or replaced.

Ineligible activities:

  • Repairs of a cosmetic nature that do not pose a threat to health or safety.
  • Repairs beyond the unheated attic space.
  • Correction of interior code violations whether cited by Code Enforcement or not.
  • Mold remediation whether cited by Code Enforcement or not.
Contact Information

 General Contractors

​​Ask how you can be on our contractor registry today...

Applicants must be licensed Class A or B

Contact Housing Development at (757) 385-5834​ for more information.  

 Liens & Payoffs

​Persons who have participated in a housing assistance program may have a lien recorded against their property.

If you desire to pay off a lien or have any questions concerning a lien for housing assistance, please call the Asset Manager at (757) 385-5754. The Asset Manager will be able to determine the information you need for early payoff or other questions regarding a lien on your property.