Virginia Rent & Mortgage Relief Program
The Department of Housing and Community Development (DHCD) has developed a new process for all tenants and homeowners in Virginia seeking rent and mortgage assistance through the state Rent and Mortgage Relief Program (RMRP):
The program provides eligible
households with assistance to help prevent foreclosure of low- and
moderate-income homeowners in Virginia Beach who have experienced loss of
employment income due to COVID-19. Assistance is provided one time and payments
are made directly to the mortgage company. The program does not provide rental
assistance. To start the application process, residents must complete a quick,
online questionnaire at
www.vbgov.com/mortgageassistance to
see if they meet the initial screening criteria. Full program details, terms
and conditions are also available there. Residents who are unable to complete
the online screening questionnaire should call (757) 385-5750 (or TTY: 757-711
Virginia Relay for individuals who are deaf or hard of hearing).
FAQ's about Evictions
The Virginia Poverty Law Center has information on a variety of important resources to assist with navigating through the pandemic including protections for tenants, temporary changes to public housing policies, and loss of income during the pandemic. Visit https://housing.vplc.org/ for more information.
Foreclosure Prevention Resources
U.S. Department of Housing and Urban Development (HUD): Information and resources including "Hope for Homeowners," a Federal Housing Administration (FHA) refinancing program.
Hope Now Alliance: Coalition of lenders and institutions that provides counseling and contact information for borrowers. Call 1-888-995-HOPE (4673).
Freddie Mac - Federal Home Loan Mortgage Corporation: Information on avoiding foreclosure
Housing Opportunities Made Equal (HOME), Inc.: Provides foreclosure prevention counseling and related assistance. Call (804) 354-0641.
Hampton Roads Housing Consortium: List of organizations that provide financial counseling and foreclosure resources in Virginia.
State and Regional Housing Resources
StayHomeVirginia.com: Federal and state protections are now in place to help renters and homeowners unable to make their monthly payments due to COVID-19. There are also resources available for property owners, developers and people experiencing homelessness.
Resources757.org: Information on additional COVID and non-COVID housing assistance and other resources throughout the region.