Eviction & Foreclosure Prevention Resources :: VBgov.com

Eviction & Foreclosure Prevention Resources

If you are experiencing homelessness or in imminent danger of losing your home, please visit the Housing Resource Center, 104 N. Witchduck Road, Monday, Tuesday, Thursday, or Friday, 8 a.m. to noon for triage and assessment, or call the Regional Housing Crisis Hotline, (757) 227-5932 (for Virginia Relay TTY service, dial 7-1-1), Monday through Friday, 8 a.m. to 7 p.m.

Rent Assistance & Eviction Prevention Resources

Virginia Rent Relief Program (RRP)

The Virginia Rent Relief Program, administered by the Department of Housing and Community Development (DHCD), closed its application portal on May 15, 2022. For frequently asked questions about the Virginia RRP portal closure, click here: Frequently Asked Questions about Virginia RRP Portal Closure.

If you are in imminent danger of losing your housing, please visit the Housing Resource Center, 104 N. Witchduck Road, Monday, Tuesday, Thursday, or Friday, 8 a.m. to noon for triage and assessment, or call the Regional Housing Crisis Hotline, (757) 227-5932 (for Virginia Relay TTY service, dial 7-1-1), Monday through Friday, 8 a.m. to 7 p.m. Shelter, housing and other resources are prioritized for the most vulnerable people experiencing homelessness or a housing crisis in Virginia Beach. More community resources can also be found at www.BEACHCommunityPartnership.org.

FAQs about Evictions

The Virginia Poverty Law Center has information on a variety of important resources to assist with navigating through the pandemic including protections for tenants, temporary changes to public housing policies, and loss of income during the pandemic. Visit https://housing.vplc.org/ for more information.

Mortgage Assistance & Foreclosure Prevention Resources

Virginia Mortgage Relief Program

The Virginia Mortgage Relief Program is intended to help eligible Virginia homeowners who were financially impacted by the COVID-19 pandemic. The program provides homeowners with assistance to prevent and/or ease mortgage delinquencies, defaults, foreclosures and displacement of homeowners experiencing financial hardship due to the pandemic. Financial hardship could include an increase in living expenses, child care, change in household size, job loss or reduction in income, etc.

Visit www.virginiamortgagerelief.com to find out how to apply to the program.

Foreclosure Prevention Resources

U.S. Department of Housing and Urban Development (HUD): Information and resources including "Hope for Homeowners," a Federal Housing Administration (FHA) refinancing program.
Hope Now Alliance: Coalition of lenders and institutions that provides counseling and contact information for borrowers. Call 1-888-995-HOPE (4673).
Freddie Mac - Federal Home Loan Mortgage Corporation: Information on avoiding foreclosure
Housing Opportunities Made Equal (HOME), Inc.: Provides foreclosure prevention counseling and related assistance. Call (804) 354-0641.
Hampton Roads Housing Consortium: List of organizations that provide financial counseling and foreclosure resources in Virginia.

Other State & Regional Housing Resources

StayHomeVirginia.com: Federal and state protections are now in place to help renters and homeowners unable to make their monthly payments due to COVID-19. There are also resources available for property owners, developers and people experiencing homelessness.

Resources757.org: Information on additional COVID and non-COVID housing assistance and other resources throughout the region.