Eviction & Foreclosure Prevention Resources :: VBgov.com

Eviction & Foreclosure Prevention Resources

Families and individuals experiencing homelessness or in imminent danger of losing their housing should, as always, call the Regional Housing Crisis Hotline, (757) 227-5932, Monday through Friday, 8 a.m. to 7 p.m. Referrals will be conducted by phone.

Rent Assistance & Eviction Prevention Resources

Virginia Rent Relief Program (RRP)

The Virginia Rent Relief Program (RRP) is designed to support and ensure housing stability across the commonwealth during the coronavirus pandemic. Depending on availability of funds and household need, the RRP may provide financial assistance for rent payments for eligible households. Tenants can apply to receive funds to pay delinquent rent arrear payments back to April 1, 2020, and up to three months of payments into the future to maintain housing stability. The total payments may not exceed a total of 15 months of rental assistance per household. Landlords may also apply for assistance on behalf of tenants.

To determine eligibility for RRP: Visit dhcd.virginia.gov/eligibility or call 2-1-1
For landlords who need to submit an application on behalf of a tenant: virginiahousing.com/rentrelief

FAQs about Evictions

The Virginia Poverty Law Center has information on a variety of important resources to assist with navigating through the pandemic including protections for tenants, temporary changes to public housing policies, and loss of income during the pandemic. Visit https://housing.vplc.org/ for more information.

Mortgage Assistance & Foreclosure Prevention Resources

Short-Term Mortgage Assistance Program

The program provides emergency mortgage assistance to low- and moderate-income eligible households in Virginia Beach who have experienced a significant loss of income due to COVID-19. Assistance is provided one time and payments are made directly to the mortgage company. The program does not provide rental assistance. To start the application process, residents must complete a quick, online questionnaire at www.vbgov.com/mortgageassistance to see if they meet the initial screening criteria. Full program details, terms and conditions are also available there. Residents who are unable to complete the online screening questionnaire should call (757) 385-5750 (or TTY: 757-711 Virginia Relay for individuals who are deaf or hard of hearing).

Virginia Beach Pandemic Relief Partnership

United Way of South Hampton Roads may be ableto provide mortgage assistance to households impacted by COVID-19. Assistance can typically cover one month’s payment or can assist with past due payments for households that do not meet income eligibility guidelines for other programs. Visit VBrelief.org to submit an application.

Foreclosure Prevention Resources

U.S. Department of Housing and Urban Development (HUD): Information and resources including "Hope for Homeowners," a Federal Housing Administration (FHA) refinancing program.
Hope Now Alliance: Coalition of lenders and institutions that provides counseling and contact information for borrowers. Call 1-888-995-HOPE (4673).
Freddie Mac - Federal Home Loan Mortgage Corporation: Information on avoiding foreclosure
Housing Opportunities Made Equal (HOME), Inc.: Provides foreclosure prevention counseling and related assistance. Call (804) 354-0641.
Hampton Roads Housing Consortium: List of organizations that provide financial counseling and foreclosure resources in Virginia.

Other State & Regional Housing Resources

StayHomeVirginia.com: Federal and state protections are now in place to help renters and homeowners unable to make their monthly payments due to COVID-19. There are also resources available for property owners, developers and people experiencing homelessness.

Resources757.org: Information on additional COVID and non-COVID housing assistance and other resources throughout the region.