Virginia Rent & Mortgage Relief Program

The Department of Housing and Community Development (DHCD) has developed a new process for all tenants and homeowners in Virginia seeking rent and mortgage assistance through the state Rent and Mortgage Relief Program (RMRP):

• To determine eligibility for RMRP: Call 2-1-1 or visit https://dmz1.dhcd.virginia.gov/RMRPEligibility/
• The statewide RMRP Support Center is now processing all tenant and homeowner applications for rent and mortgage relief. Eligible households can start the application process by calling 703-962-1884 or visiting https://applications.deval.us/login/applications.
  
• For landlords who need to submit an application on behalf of a tenant: www.virginiahousing.com/rmrp
  

Short-Term Mortgage Assistance Program

The program provides eligible households with assistance to help prevent foreclosure of low- and moderate-income homeowners in Virginia Beach who have experienced loss of employment income due to COVID-19. Assistance is provided one time and payments are made directly to the mortgage company. The program does not provide rental assistance. To start the application process, residents must complete a quick, online questionnaire at www.vbgov.com/mortgageassistance to see if they meet the initial screening criteria. Full program details, terms and conditions are also available there. Residents who are unable to complete the online screening questionnaire should call (757) 385-5750 (or TTY: 757-711 Virginia Relay for individuals who are deaf or hard of hearing).

FAQ's about Evictions

The Virginia Poverty Law Center has information on a variety of important resources to assist with navigating through the pandemic including protections for tenants, temporary changes to public housing policies, and loss of income during the pandemic. Visit https://housing.vplc.org/ for more information.

Foreclosure Prevention Resources

U.S. Department of Housing and Urba​n Development (HUD): Information and resources including "Hope for Homeowners," a Federal Housing Administration (FHA) refinancing program.

Hope Now Alliance: Coalition of lenders and institutions that provides counseling and contact information for borrowers. Call 1-888-995-HOPE (4673).

Freddie Mac - Federal Home Loan Mo​rtgage Corporation: Information on avoiding foreclosure

Housing Opportunities Made Equal (HOME), Inc.: Provides foreclosure prevention counseling and related assistance. Call (804) 354-0641.

Hampton Roads Housing Consortium: List of organizations that provide financial counseling and foreclosure resources in Virginia.

State and Regional Housing Resources

StayHomeVirginia.com: Federal and state protections are now in place to help renters and homeowners unable to make their monthly payments due to COVID-19. There are also resources available for property owners, developers and people experiencing homelessness.

Resources757.org: Information on additional COVID and non-COVID housing assistance and other resources throughout the region.