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Home › Government › Departments › Housing & Neighborhood Preservation › Homeowners › Affordable Home Repair Loans
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Affordable Home Repair Loans

Page Content
Your home is your castle-- one of your most valuable investments. Keeping your home in good repair protects your investment and helps everyone enjoy a better quality of life. Sometimes it's difficult to afford necessary repairs and improvements.
 
Help is available. Housing & Neighborhood Preservation provides affordable loans to help homeowners repair their homes and reduce future maintenance costs.
 
Applications for assistance are taken by appointment only. Please call 385-5750 to schedule an appointment.
 
Programs that we offer:
 
  • Emergency Home Repairs
  • Exterior Home Repairs
  • Interior and Exterior Home Repairs
What to Expect During Rehabilitation
 
Realistic Expectations - if it's broken depending on the item, we will repair or replace it (example: your dishwasher does not work, we can replace it). If your kitchen countertop is in disrepair, we can replace it with a similar countertop. We cannot upgrade a laminate countertop to a granite countertop. We replace like-with-like.
 
Unrealistic Expectations - pools, hot tubs, installation of a deck, installation of hardwood floors where carpet currently exists, converting a garage into a habitable space, or room additions.
 
For more details, click here. For ideas about remodeling your home, visit PREmier Homes and Neighborhoods. 
  • EmergencyRepairs
  • Exterior HomeRepairs
  • Interior/ExteriorRepairs
  • Request forPayoff

Contact Information

Housing and Neighborhood Preservation

Direct: (757) 385-5750 | Email: housenp@vbgov.com

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Related Information

  • DPOR-Contractor License Lookup
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  • DIY Network
  • Termite Institute
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